Credit Repair and Financial Planning Services2023-09-19T16:07:06-04:00

Credit Repair and Financial Planning Services

Our Credit Repair and Financial Planning Services aims to empower individuals to achieve financial well-being and manage their debt responsibly.  Moreover, starting with your mindset and attitude is essential.  Due to the fact, personal finances and debt management are closely tied to our behaviour and beliefs.

Thereby, achieving this crucial first step lays the foundation for adopting healthier financial habits and practices.   Notably, learning how to tailor your personal or business needs with our Money Plan Audit/Repair Services.  We offer practical solutions that align with your specific circumstances.  Thus individualizing the solution will lead to more effective results for you.

Secondly, we acknowledge the struggles individuals face with debt.  Therefore, we provide solutions to help you reduce your loan values with our Debt Audit/Repair Services.  Consequently, helping you regain control over your finances.  Eventually, lowering your interest payments.  Significantly, improving your overall financial health.

Thirdly, we assist you in acquiring loans for your business.  Notably, as an entrepreneur oftentimes you are in need of a financial injection to grow.  Hence, with our Business Loan Services, we help you make informed decision about securing loans.

Fourthly, we help you responsibly acquire a credit card, student loan and vehicle loan.  Additionally, this will build and improve your credit history.  Indeed, using our Credit Analysis Services, we will guide you through the application process.  Moreover, preventing you from making mistakes that might negatively affect your credit status.

In short, we offer advice and tailored solutions to help you create a comfortable and stress-free financial life.

Our Credit Repairs and Financial Planning Services

Money Plan Audit/Repair Services

Financial Planning Personal Money

$750TTD

This service offers practical solutions for you to assess and address your personal financial situation.  In addition, you will receive targeted guidance that aligns with their specific situations.

  • Money Earned

  • Spending Money

  • Money Borrowed

  • Investment Money

  • Saving Money

Financial Planning Business Money

$1,050TTD

This service offers practical solutions for you to assess and address your business financial situation.  In addition, you will receive targeted guidance that aligns with their specific situations.

  • Money Earned

  • Spending Money

  • Money Borrowed

  • Investment Money

  • Saving Money

Financial Planning Personal and Business Money

$1,200TTD

This service offers practical solutions for you to assess and address your personal and business financial situation.  In addition, you will receive targeted guidance that aligns with their specific situations.

  • Money Earned

  • Spending Money

  • Money Borrowed

  • Investment Money

  • Saving Money

Debt Audit/Credit Repair Service

Business Loan Financial Planning Service

Reduce your loan value

$350TTD per repayment value

This service focuses on reducing your loan values. That is beneficial to you who struggles with debt. Moreover, lowering your loan value can lead to reduced interest. Thereby, making it easy to control your finances.

  • Loan amount

  • Current Loan

  • Reduced Loan period

  • Current loan repayment value

  • Proposed loan repayment value

Business Loan

5% of the loan value

This service focus on helping you acquire a loan when needed. Namely, this can be a loan to inject money into your business.

  • Loan value

  • Loan Amount

  • Loan repayment value

  • Loan payback period

  • Cashflow projection period

Credit Analysis Services

Acquire a Credit Card

$350TTD

This service focuses on helping you acquire credit cards responsibly.  Likewise, providing guidance on the application process is crucial for individuals.  Especially, as you are looking to build or improve your credit history.

  • Money Earned

  • Spending Money

  • Money Borrowed

Acquire a Student Loan

$350TTD

This service helps you acquire student loans responsibly. Especially considering the impact that student loans can have on one’s financial future.  Certainly, it is important to build or improve your credit history. Thereby, we provide guidance on the application process to avoid any mistakes that can affect your credit status.

  • Money Earned

  • Spending Money

  • Money Borrowed

  • Loan amount

  • Loan payback period

Acquire a Vehicle Loan

$350TTD

This service helps you acquire vehicle loan responsibly. Certainly, vehicle loan is a significant financial commitment. Therefore, we provide guidance through this process.  Moreover, it can have a positive impact on your credit history.  In addition to your overall financial health,

  • Money Earned

  • Spending Money

  • Money Borrowed

  • Loan amount

  • Loan payback period

What clients are saying?

Tisha Jack

TCJ Management Co. Ltd

Tisha Jack

TCJ Management Co. Ltd had our 3 hour Money Plan Audit Session with Destiny Planners.  Furthermore, this is one session, we did not mind having! Taking the time to truly assess our expenses (personal and business) has given us a clearer view in planning.  Moreover, how we need our income to be generated to ensure these expenses are covered and we are profitable. Similarly, we completed a business and personal budget and went through our Wave Accounting set up to ensure we were recording our expenses correctly.  Letetia, thank you for taking the time to share your expertise with us. In short, we are grateful! Altogether, we promise to try our best to be consistent with budgeting every month!

La Shaun Prescott

Entrepreneur

La Shaun Prescott

Letetia assisted me with a Financial Planning Personal Money Plan Audit in Dec 2022.  It should be noted, I continue to use her template and suggestions to date.  Altogether, she was very detailed, professional and found a way to alleviate my worries about financial stability. For the most part, I highly recommend the Financial Planning Personal Money Plan Audit.

Additional Helpful Resources from Our Blog

Frequently Asked Questions

How do I structure my personal finances?

Firstly, you follow the 80/20 rule which is:

  • Investment (shares and stocks) – 20%
  • Primary Expenses (groceries, loan payments, utilities, etc.) – 50%
  • Secondary Expenses (party, weekend getaway, shopping sprees, etc.) – 30%

Last, you can schedule a Money Plan Audit/Repair (Personal Money) for $750TTD with us today.  In addition, ask about the Money Plan/Audit Repair (Personal & Business Money) for $1,200TTD.

How do I structure my business finances?

Firstly, you learn about the Profit First system, which is as follows:

  • Income – $0 to $250K
  • Profit – 5%
  • Pay Yourself – 50%
  • Taxes – 15%
  • Business Expenses – 30%

Last, you schedule a Money Plan/Audit Repair (Business Money) for $1,050TTD with us today.  In addition, ask about the Money Plan/Audit Repair (Personal & Business Money) for $1,200TTD.

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