Credit Repair and Financial Planning Services
Our Credit Repair and Financial Planning Services aims to empower individuals to achieve financial well-being and manage their debt responsibly. Moreover, starting with your mindset and attitude is essential. Due to the fact, personal finances and debt management are closely tied to our behaviour and beliefs.
Thereby, achieving this crucial first step lays the foundation for adopting healthier financial habits and practices. Notably, learning how to tailor your personal or business needs with our Money Plan Audit/Repair Services. We offer practical solutions that align with your specific circumstances. Thus individualizing the solution will lead to more effective results for you.
Secondly, we acknowledge the struggles individuals face with debt. Therefore, we provide solutions to help you reduce your loan values with our Debt Audit/Repair Services. Consequently, helping you regain control over your finances. Eventually, lowering your interest payments. Significantly, improving your overall financial health.
Thirdly, we assist you in acquiring loans for your business. Notably, as an entrepreneur oftentimes you are in need of a financial injection to grow. Hence, with our Business Loan Services, we help you make informed decision about securing loans.
Fourthly, we help you responsibly acquire a credit card, student loan and vehicle loan. Additionally, this will build and improve your credit history. Indeed, using our Credit Analysis Services, we will guide you through the application process. Moreover, preventing you from making mistakes that might negatively affect your credit status.
In short, we offer advice and tailored solutions to help you create a comfortable and stress-free financial life.
Our Credit Repairs and Financial Planning Services
Money Plan Audit/Repair Services
Debt Audit/Credit Repair Service
Business Loan Financial Planning Service
Credit Analysis Services
Acquire a Student Loan
$350TTD
This service helps you acquire student loans responsibly. Especially considering the impact that student loans can have on one’s financial future. Certainly, it is important to build or improve your credit history. Thereby, we provide guidance on the application process to avoid any mistakes that can affect your credit status.
Acquire a Vehicle Loan
$350TTD
This service helps you acquire vehicle loan responsibly. Certainly, vehicle loan is a significant financial commitment. Therefore, we provide guidance through this process. Moreover, it can have a positive impact on your credit history. In addition to your overall financial health,
What clients are saying?
Tisha Jack
TCJ Management Co. LtdTisha Jack
TCJ Management Co. Ltd had our 3 hour Money Plan Audit Session with Destiny Planners. Furthermore, this is one session, we did not mind having! Taking the time to truly assess our expenses (personal and business) has given us a clearer view in planning. Moreover, how we need our income to be generated to ensure these expenses are covered and we are profitable. Similarly, we completed a business and personal budget and went through our Wave Accounting set up to ensure we were recording our expenses correctly. Letetia, thank you for taking the time to share your expertise with us. In short, we are grateful! Altogether, we promise to try our best to be consistent with budgeting every month!
La Shaun Prescott
EntrepreneurLa Shaun Prescott
Letetia assisted me with a Financial Planning Personal Money Plan Audit in Dec 2022. It should be noted, I continue to use her template and suggestions to date. Altogether, she was very detailed, professional and found a way to alleviate my worries about financial stability. For the most part, I highly recommend the Financial Planning Personal Money Plan Audit.
Frequently Asked Questions
How do I structure my personal finances?
Firstly, you follow the 80/20 rule which is:
- Investment (shares and stocks) – 20%
- Primary Expenses (groceries, loan payments, utilities, etc.) – 50%
- Secondary Expenses (party, weekend getaway, shopping sprees, etc.) – 30%
Last, you can schedule a Money Plan Audit/Repair (Personal Money) for $750TTD with us today. In addition, ask about the Money Plan/Audit Repair (Personal & Business Money) for $1,200TTD.
How do I structure my business finances?
Firstly, you learn about the Profit First system, which is as follows:
- Income – $0 to $250K
- Profit – 5%
- Pay Yourself – 50%
- Taxes – 15%
- Business Expenses – 30%
Last, you schedule a Money Plan/Audit Repair (Business Money) for $1,050TTD with us today. In addition, ask about the Money Plan/Audit Repair (Personal & Business Money) for $1,200TTD.